When your truck is without cargo, it still needs protection. With cargo insurance you can reimburse a client for qualifying damages made to their cargo during transport-and all without tapping into your business bank account except to pay the deductible. Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. This includes accidental damage to a retailer’s delivery dock, to other drivers, vehicles, and pedestrians. This policy will protect truckers by covering many different types of harm that they can unintentionally inflict on others and their property. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.įor bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. Owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy.
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